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Abstract

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Now Including a Special Bonus Gift!

New!!
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The Ultimate Loan Modification Guidebook

The Most Comprehensive Step by Step Loan Modification Guide on the
Internet

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New!!

An Analysis of the President's New "Home Affordable Modification
Program"

- Explanation of the Approval Process: We breakdown the exact
underwriting guidelines that will be used for qualification in easy to
understand "everyday " terms so that you will be able to avoid
surprises and position yourself for success before even applying!
- Explanation of the Program's Terms: We will help you understand what
you can expect your modified loan to look like in terms of rate, length
of term, and most importantly payment. In a nutshell, how the program
works. We also highlight some of the less advertised homeowner
benefits of the program apart from just loan modification.

As our way of saying thank you for making us the most successful Loan
Modification book on the Internet, we have contracted with one of the
leading credit repair sites online to provide their 70 page Credit
Repair Ebook to you as a Free Gift as our valued customer!
It's part of our commitment to aide in your financial success and
stability.

More details below...

Take a Look at What's Inside The Ultimate Loan Modification Guidebook

- Quickly and Easily put together a Winning
Loan Modification Proposal
- Craft an Effective Hardship Letter Based on
your Specific Situation.
- Stop the Foreclosure Process
- Lower your rate and payment
- Reduce your balance owed
- Get a 60-90 day Foreberance on your
mortgage
- Examine your specific situation and Identify
your options
- Pre-Qualify yourself with our proven method
- and much more!!!
Step by Step Instruction on How To...
Along With...
- All of the Forms and Worksheets needed for your Loan Modification
Proposal
- A complete list and breakdown of the Backing Documents needed
depending
on your specific situation.
- Multiple Detailed Examples based on common situations
- A complete breakdown of the various options available to you apart
from Loan
Modification along with their implications, both positive and
negative.
- A Detailed Beginners Guide to get you started.
This is the plan that most of us have been waiting for. It is a
sweeping action that aims to help as many as 4-5 Million homeowners by
the Government's own estimation.
We jump into the guides and break them down with our familiar
comprehensive and "real world" approach.
We lay out in specifics:
- Program Eligibility: Who, exactly, the plan is aimed at helping.

Now Updated With the FDIC Loan Modification Guidelines!!!

If Your Loan Was or is Held by Fannie Mae, Freddie Mac, Indymac Bank,
WaMu, Wachovia, Citigroup, or Another Institution That Has Either Been
Taken Over by the Federal Government or Received Significant "Bailout"
Funds to Stay in Business, These are the Guidelines That They Are Using
to Qualify and Execute Loan Modifications!!!

Loan Modification Fact Center
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- Opening a Loan Modification Case Can Stop the
Foreclosure Process in it's Tracks.
- The Federal Government is Pushing Banks to Modify
Loans in an Effort to End the Foreclosure Crisis.
- Banks Simply Can't Afford to Take On Any More Empty
Homes and Are Working Aggressively to Modify Loans
for Homeowners in Trouble and Those in ARMs That
Are Heading for Trouble.

In Most Cases, This Isn't the Only Path Available
Using a Loan
Modification Company
Pros - You don't have to speak with you lender. Slightly less work
than doing the loan modification yourself. The feeling of comfort that
comes from having a "professional" doing a job for you.
Cons - You still must gather all of the required documents that you
would were you doing the loan modification yourself. Your active
involvement in "crunching the numbers" is still required.
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The overwhelming odds are that the person handling your loan
modification is simply a mortgage broker or loan officer who is no more
adept at doing the job than you are. Even lawyers doing loan
modifications are, for the most part, pre-qualifying them and only
taking the most "slam-dunk" cases. Cases that anyone could
successfully handle with a little simple training or information and
the confidence that comes with that knowledge. It's true that a lawyer
may be necessary for cases where the lender absolutely refuses to work
with a homeowner, but for the vast majority of homeowners who are
either in an ARM or have had a job loss, loss of income, or other
unforseen hardship, a loan modification company has, in truth, no more
power to accomplish a loan modification than an informed homeowner.
Besides who do you trust to fight harder for your interests...you or a
marginally interested party?
The final and biggest drawback to using a loan modification company;
THE COST! Even the least expensive companies still charge in the mid
to high $1000's with the average company charging upwards of $2500 -
$3000. And if your case requires a bit more work, the costs can sky
rocket up into the $5000's. Despite what you may be told, most lenders
will not roll the cost of the modification into your loan balance.
Would you really spend this money if you didn't have to?
Doing it Yourself
Pros - You save BIG TIME on cost. You know your situation and your
future prospects better than anyone. With the government plans and
incentives, this has become much less a negotiation and more of a "does
your situation fit into this box" type of process. Once you become
knowledgeable on what is being looked for, you can begin to "shape" you
case for success before presenting to the lender. Furthermore once you
understand both your rights and what lenders are willing to compromise
on you will only add to the strength of your case. Having a strong
loan modification proposal package, knowing the process, and knowing
what you are asking for is the key.
Cons - A little more time and effort on your part. In reality,
however, not much more.

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Do You Currently Have a Modification in Process?

Free Credit Repair Ebook

New!!

New!!
__________________________________________________________________

Free Bonus Gift: In our effort to provide you with the best
information for your financial well being, at the best price, we have
partnered with a leading credit repair vendor to provide their Credit
Repair Tactics and Strategies ebook to you free of charge simply for
purchasing The Ultimate Loan Modification Guidebook. In this 70 page
bonus ebook you will learn expert tips on how to:
- Avoid unnecessary credit damage.
- Rebuild credit both quickly and using the correct methods,
after a bancruptcy or other credit trauma.
- Easy tactics to improve your fico score.
- Remove erroneous reporting.
- Along with information on your rights when dealing with credit
- And Much More!.

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A Detailed Beginner "Ramp-Up" Section Featuring...
An examination of the most popular loan programs done during the
"boom."
A guide to understanding your loan and potentially troublesome
characteristics it possesses that can be modified.
A Detailed Examination of the Many Options Available to People Either
in Default or Heading Toward it.
A Detailed Look at the Types of Modifications Being Done and What Types
of Situations They Are Being Done For.
NEW!!! An analysis of the Obama Administrations new Loan Modification
Guidelines. A detailed breakdown of program benefits, underwriting
criteria, and how to get approved in a real world situation!
An Analysis of the Federal Government and State of California
Anti-Foreclosure and Modification Assistance Bills That Have Recently
Been Passed.
A Detailed Look at How to Navigate Your Loss Mitigation or Home
Retention Department Along With How to Effectively Negotiate With Them.
A Look at the Bank's Philosophy Toward Loan Modification.
Why they would do a modification.
When it makes sense for them.
A Comprehensive Breakdown of the Loan Modification Proposal Packet and
all of it's Components.
Multiple Detailed Examples on How to Craft and Present Each Section
Including...
The Cover Letter
The Hardship Letter
The Proposal Letter
And much more!
A Detailed List of the Documentation You Will Need Depending Upon Your
Specific Situation.
Our Proven Pre-Qualification Method to "Tighten Up" Your Proposal
Packet Before Submitting It!
All of the Forms & Worksheets You Will Need.
NEW!!! The FDIC Loan Modification Guidelines!
If your lender is Fannie Mae, Freddie Mac, Indymac, WaMu, and Citibank
just
to name a few, THESE ARE THE GUIDES THAT THEY WILL BE USING!!!
Proven Advice on How to Proceed if Your Modification Has Been Denied
and Still Get the Help You Need to Save Your Home.
Step by Step Expert Instruction
****A Continuing Partnership****
With the loan modification rules changing all the time we are
committed to
keeping our book up to date. Once you purchase from us you will
always
be sent the latest copy at no extra charge!!!
All for only $39.99!!!

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A Bit Of Background

The Ultimate Loan Modification Guidebook was created and is updated by
a our team of mortgage industry professionals. Our contributors have
dozens of years of experience working in all channels of the industry
including, wholesale lending, retail lending, secondary markets, and
most recently loss mitigation and home retention for some of the
nations largest banks.
Our commitment to you is to provide the most current and accurate
information at our disposal to help you save your home and once again
secure your financial future. It can be done!
According to Sheila Blair, the Chairman of the FDIC, it is estimated
that currently there are around 5 million homeowners who are late on
their mortgages or heading toward foreclosure. In the next 12 months
that figure is estimated to rise to 6.4 million.
What should be taken away from this is that it is not your fault and
that you are not alone! Everyone from the Government to the Banks to
the People want a happy conclusion to this mortgage meltdown. Loan
Modification is the best solution at present. We believe that our book
will help you greatly in getting the help you need.
Sincerely,
The Ultimate Loan Modification Guidebook Team

Actual Screenshot

The Ultimate Loan Modification Guidebook

Hang On to Your Piece of the American Dream!

Purchase with confidence through Paypal.
Simply Click the Purchase Link Below and Make the Payment. You will be
then directed to the download link. From there you will be able to
download The 136 page Ultimate Loan Modification Guidebook and the
bonus 70 page Credit Repair ebook in PDF format.

*** Oh, and One More Thing...***
The rules of Loan Modification are changing rapidly. What is valid
today may not be in two months. We continually update our book and as
our valued customer you will ALWAYS have the latest copy!
Please be sure to include your email address when ordering in order to
receive updates.

Click the "Buy Now" Logo Below to Order Securely Using Your Credit Card
or Paypal Account.
Only $39.99!

You CAN do This and we'll show you how!

Home
Contact Us

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Now Only $39.99!!!
The Best Value Online!
Don't Spend Thousands With a "Loan Modification Company" When You Can
Easily Do it Yourself!

- In an ARM
- If you can no longer afford your
mortgage payment
- If your home's value has gone
down significantly
- If you have lost your job or are
now making less money
- If are currently negotiating with
your lender about a modification
* scroll down and read below
- Late on your mortgage
- On the doorstep of Foreclosure
If You Are...
-PayPal - The safer, easier way to pay online!
Not required to be a Paypal member. Credit Card ok

-PayPal - The safer, easier way to pay online!

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Hang On to Your Piece of the American Dream!

Click Here to Download the Free Preview

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